Wealth Advice
Investing is a powerful wealth creation tool that your mbt adviser can assist you with. As a qualified and experienced professional, your Mbt adviser can discuss different investment strategies with you and help you understand options such as ‘gearing’, dollar cost averaging, etc. Your adviser will also help you decide the most suitable investment platform and managed funds to help you reach your goals sooner.
Investment types
You don’t need a lot of money to get started, but you do need a good understanding of the different types of investments that will help you achieve long-term wealth. We can explain all your options and help you with:
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Managed funds
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Platforms
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Self Managed Super Funds (SMSF)
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Share transactions – DIY or adviser assisted
Here are some initial questions you should consider when investing your money.
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What are my financial goals?
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How much money should I invest?
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How should I invest?
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What are the tax implications?
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How long will I invest?
It’s never too late to learn how to invest!
How to create wealth
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Select the right adviser for you
This is the most important step when it comes to planning your financial life. You need to feel comfortable discussing your financial goals with someone you can trust. This person can help you create wealth no matter what stage of life you are at, whether you are young and single, have a family, enjoying ‘empty nester’ life without the kids, or retiring. Contact your mbt adviser and start looking after your financial life! -
Plan
What are your life goals? Financial goals will tend to mirror your life goals. For example, if one of your life goals is to travel, then you will need enough funds for airfares, accommodation, tours etc. Discussing your life goals will help your mbt adviser determine how much wealth you need to realise those goals. -
Create
Your mbt adviser will recommend different investment vehicles and strategies to help you create wealth tax-effectively. -
Protect
The corner stone of any wealth creation plan is protecting it. No one likes to think about bad things happening but it’s important to consider our loved ones in the event that they do happen. What happens if you suddenly fall ill, are involved in an accident, permanently injured or even die?
Income protection insurance, trauma, life and total and permanent disability (TPD) insurance ensures your lifestyle and your loved ones are well taken care of should anything happen to you. -
Review
It is inevitable that events in our lives will often change our priorities and force us to re-evaluate our goals. Regularly reviewing your financial situation will ensure you are still on-track to achieving your life goals.
Contact your mbt adviser today.