- Owner Occupied: A number of finance options are available for those looking to purchase the family home. Standard Variable, Basic Introductary, Fixed Rate or a combination. mbt will run through your options and present a tailored finance solution.
- Investment: As well as recommending the appropriate finance for the purchase of your investment properties, mbt can advise on a tax-effective finance solution and also look after your insurance needs through our in-house Financial Advisers.
- Refinancing: mbt will, at no obligation, review your current home loan and advise as to whether it will be cost effective to refinance to a new facility. We can highlight how it can be possible to save years and a lot of interest by switching to a more competitive product.
- Line Of Credit: Line of Credit loans are interest only variable rate loans that allow you to borrow against the equity in a home with the added flexibility of a transaction account built into the home loan. Particularly useful when funds are required for that family holiday or to take up other investment opportunities.
- Construction Loan: Specifically for the purpose of helping you to build your new home, investment property or purchase vacant land.
- Bridging Loan: Offers an easy way to purchase or build a new home before you sell your existing one. Rather than making two sets of loan repayments while you are selling your existing home, no repayments are required on the new home loan for theinterim period. The length of yourinterim period depends on whether you are buying or building your home.
- Low Doc Loan: Designed for Self Employed people with a good credit history who for one reason or another do not have their financial information up to date. In this instance, you must have an ABN.
- Non-Comforming Loans: Designed especially to help borrowers who do not meet 'standard' lending criteria, including those who have an impaired credit history, are unable to provide the required documentation in support of their loan application, or wish to borrow more than 100% of the property value.
- Debt Consolidation: Money troubles can make you feel like you are drowning in debt. Illness, loss of income, retrenchment or a divorce can all lead to temporary financial problems. By rolling over or consolidating your higher rate or shorter term debts into one lower home loan rate you may reduce your monthly repayments - leaving more money in your pocket each month.
For further information on competitive Home Loan Products, please email us today. Also, feel free to use our calculators page, which amongst other things, can calculate your mortgage repayments and your borrowing capacity.